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Faith J.

Covered by LifeCo.

"I needed coverage fast and didn't want to deal with a mountain of paperwork. LifeCo. made the whole process so quick and easy that I was fully protected in minutes!"

“I’m on a fixed income and feared I couldn't afford coverage, but LifeCo. found a plan that fits my budget perfectly. Now I know my daughter won’t be burdened with my funeral costs.”

Jim H.

"After being turned down elsewhere due to my health, LifeCo. approved me in minutes with no medical exam. It’s a massive relief to know I’m finally covered."

Donna M.

"I refused to let my kids scramble for $12,000 like I had to when my father passed. LifeCo. made it easy to lock in a permanent rate and protect their future."

Elise S.

How it works:

We streamline the process, so you can get covered fast.

Fill out our short survey

Answer a few quick questions so that we can understand who you are and how we can help meet your needs.

Book a call to learn more

Our licensed professionals will walk you through your personalized options, answer your questions, and help you find a plan that best fits your needs.

Enjoy your peace of mind

Once you’ve selected your plan, we handle the rest. You can rest easy knowing your funeral costs and final expenses are covered, leaving your loved ones with a legacy, not a burden.

FAQs

What does life insurance cover?

It provides a tax-free cash payout to your beneficiaries to cover funeral services, cremation, and burial costs. However, the money is flexible—your loved ones can also use it to pay off remaining medical bills, utility debts, or any other end-of-life expenses.

But I have insurance through my employer, isn't that enough?

Usually, no. Most employer-sponsored life insurance ends the moment you retire or leave the company. A LifeCo. Final Expense policy is permanent whole life insurance, meaning it stays with you for the rest of your life, regardless of your employment status.

How much life insurance do I need?

The average North American funeral now costs between $7,000 and $12,000. Most of our customers choose a benefit between $10,000 and $25,000 to ensure their burial is fully funded with a little extra left over for their family’s immediate needs.

Who is eligible to apply?

We specialize in coverage for adults typically aged 50 to 85. Because we focus on simplified and guaranteed issue policies, you can often qualify even if you have pre-existing health conditions that caused other companies to turn you down.

What makes LifeCo. different?

We’ve removed the "red tape" of traditional insurance. There are no medical exams, no needles, and no weeks of waiting. Our 100% online process uses smart technology to give you an instant decision, and every policy comes with free estate planning tools to help organize your legacy.

Can I speak with a real person?

Absolutely. While our application is designed to be easy to complete, our licensed non-commissioned agents are available by phone or chat. They are here to help you find the right fit for your budget, not to upsell you on coverage you don't need.